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Susan Gardner
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Oil painting of a key, fountain pen, and open notebook on wooden surface, symbolizing 4% property tax application South...

South Carolina’s 4% Property Tax Rate Requires Proactive Application

Relocating buyers who research South Carolina property taxes often find that our rates are much lower than those in California or New Jersey. However, many buyers are surprised to learn that this favorable tax rate does not apply to their new home Continue Reading

Modern farmhouse with covered porch shaded by Spanish moss trees, exemplifying South Carolina property tax primary...

South Carolina Property Taxes Are Lower Than You Think

South Carolina property taxes are lower than in most states. However, the way most buyers understand them leaves out enough detail to cost real money. For buyers relocating to Summerville, securing a smooth first year depends on completing one specific tax filing that many Continue Reading

Featured image for Nexton builder incentives — Flowertown Realty Summerville guide

Builder Incentives in Nexton and Cane Bay Are Worth Less Than They Look

Builder incentives in Nexton and Cane Bay can look like free money—tens of thousands in credits, rate buydowns, even finished backyards.  But in most cases, that money isn’t free. It’s just being moved around inside the deal. Knowing where it goes is what separates a good Continue Reading

Featured image for Summerville new construction costs — Flowertown Realty Summerville guide

What New Construction in Summerville Really Costs After Closing

New construction homes in Summerville look move-in ready on the day you tour them. In any practical sense, though, they are not. The builder contract defines "move-in ready" precisely. That definition does not include a refrigerator, a washer and dryer, window blinds, or Continue Reading

Featured image for Summerville seller equity — Flowertown Realty Summerville guide

Your Equity Position Determines How a Slow Market Feels in Summerville

Not every seller in Summerville's current market is experiencing the same thing. Some handle a 44-day wait with patience and clear thinking. Others spiral after week three without an offer. The difference usually has nothing to do with the house itself. It comes down to Continue Reading

Featured image for buying a home in Summerville SC — Flowertown Realty Summerville guide

Relocating to Summerville? Here’s What Online Research Won’t Show You

Buyers planning a move to Summerville, SC, face a knowledge gap that no listing platform can close. Commute times, HOA realities, flood insurance costs, and neighborhood character differences don’t appear in listing data. Buyers who understand this before they arrive make Continue Reading

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